diff --git a/accounts/manager.go b/accounts/manager.go
index a2218e54dd..ebf7bbd62c 100644
--- a/accounts/manager.go
+++ b/accounts/manager.go
@@ -18,6 +18,7 @@ package accounts
 
 import (
 	"reflect"
+	"slices"
 	"sort"
 	"sync"
 
@@ -254,13 +255,12 @@ func merge(slice []Wallet, wallets ...Wallet) []Wallet {
 // drop is the counterpart of merge, which looks up wallets from within the sorted
 // cache and removes the ones specified.
 func drop(slice []Wallet, wallets ...Wallet) []Wallet {
-	for _, wallet := range wallets {
-		n := sort.Search(len(slice), func(i int) bool { return slice[i].URL().Cmp(wallet.URL()) >= 0 })
-		if n == len(slice) {
-			// Wallet not found, may happen during startup
-			continue
-		}
-		slice = append(slice[:n], slice[n+1:]...)
+	remove := make(map[URL]struct{}, len(wallets))
+	for _, w := range wallets {
+		remove[w.URL()] = struct{}{}
 	}
-	return slice
+	return slices.DeleteFunc(slice, func(w Wallet) bool {
+		_, ok := remove[w.URL()]
+		return ok
+	})
 }
diff --git a/accounts/manager_test.go b/accounts/manager_test.go
new file mode 100644
index 0000000000..6727be156e
--- /dev/null
+++ b/accounts/manager_test.go
@@ -0,0 +1,47 @@
+// Copyright 2026 The go-ethereum Authors
+// This file is part of the go-ethereum library.
+//
+// The go-ethereum library is free software: you can redistribute it and/or modify
+// it under the terms of the GNU Lesser General Public License as published by
+// the Free Software Foundation, either version 3 of the License, or
+// (at your option) any later version.
+//
+// The go-ethereum library is distributed in the hope that it will be useful,
+// but WITHOUT ANY WARRANTY; without even the implied warranty of
+// MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+// GNU Lesser General Public License for more details.
+//
+// You should have received a copy of the GNU Lesser General Public License
+// along with the go-ethereum library. If not, see <http://www.gnu.org/licenses/>.
+
+package accounts
+
+import "testing"
+
+type managerTestWallet struct {
+	Wallet
+	url URL
+}
+
+func (w managerTestWallet) URL() URL {
+	return w.url
+}
+
+func TestDropMissingWallet(t *testing.T) {
+	t.Parallel()
+
+	wallets := []Wallet{
+		managerTestWallet{url: URL{Scheme: "test", Path: "a"}},
+		managerTestWallet{url: URL{Scheme: "test", Path: "c"}},
+	}
+	dropped := drop(wallets, managerTestWallet{url: URL{Scheme: "test", Path: "b"}})
+
+	if len(dropped) != len(wallets) {
+		t.Fatalf("drop removed wallet for missing URL: got %d wallets, want %d", len(dropped), len(wallets))
+	}
+	for i := range dropped {
+		if got, want := dropped[i].URL(), wallets[i].URL(); got != want {
+			t.Fatalf("wallet %d mismatch: got %v, want %v", i, got, want)
+		}
+	}
+}